Monday, December 4, 2023

Intro to Business Chapter 11

 What is Accounting?

Accounting

  •  a comprehensive system for collecting, analyzing, and communicating financial information

 

Accounting identifies and records the economic events of an organization and communicates to interested users

 

Bookkeeping

  • Recording accounting transactions (just collecting)

 

Accounting information system

 

  • Organized procedure for identifying measuring, recording, and retaining financial information

  • Without accurate accounting info, a business would face SIG problems

  • Discuss the frequency of financial information

 

 

Users of accounting info

 

  • Business managers

  • Employees and unions

  • Investors and creditors

  • Taxing authorities

  • Government regulatory agencies

 

Controller

  • Head of AIS

  • Ensures that the accounting system provides that reports and statements needed for planning, controlling and decision-making

 

Auditing

  • Examination of financiaol records to ensure fair reporesentation

Tax Services

  • Tax return and preparation and tax planning

Management Consulting Services

  • Personal financial planning to business planning

 

GAAP

  • Rules and practices for the preparation of financial statements

  • Difference for public and private companies

  • Public trades use International financial reporting standards

  • Private trades may use ifrs or accounting standards for private enterprises

  • Proprietorships and partnerships generally follow ASPE for external reporting

    • Not required to follow any particular standards for internal use rules for financial reporting vs rules for tax preparation.

 

Financial Statements

  • Income Statement

    • Reports revenues and expenses for a specific period of time

  • Statement of changes in equity

    • Reports the change in each componentsof shareholders' equity during a period of time

    • Shows the changes in each component of shareholders' equity for the period

    • Share capital

      • Amounts contributed by shareholder

      • May include common and preffered classes

    • Retained earnings/Deficit

      • Cumulative net income retained in the company

  • Statement of financial position

    • Shows the assets, liabilities and shareholders' quity at a sepciif point in time

    • Assets

      • Resources owned or controlled by a business

    • Liabilities

      • Claims of lenders and other creditors

    • Shareholders' equity

      • Claims of shareholders

  • Statement of cash flows

    • Reconciles opening to ending cash balances

 

Current Assets

  • Assets expected to be converted to cash, sold or used in the business within one year or one operating cycle, whichever is longer

  • Operating cycle is the average time it takes to go from cash to cash in producing revenue

  • Usually listed in order of liquidity

    • Reverse order of liq also possible

  • Examples include cash, held-for-trading investments, accounts receivable, inventory, and prepaid expenses

Non-Currents Assets

  • Assets not expected to be converted to cash, sold or used in the business within one year one operating cycle

  • All assets not considered current

  • Examples

    • Long term investments

    • Property, plan, equipment

      • Tangible assets with relatively useful lives

      • Used in operating the business

      • Examples

        • Land

        • Buildings, Equipment

        • furniture

    • Intagible assets and goodwil

    • Other assets

Depreciation

  • Allocation(expense) of the cost of property, plant, and equipment over their estimated useful lives

    • Companies systemmatically assign a portion of the cost of an asset to expense each year. Under IFRS this allocation is referred to as depreciation for property, plant, and equipment, and amortiazation for intagible assets

  • Under ASPE amariotn isused instead of depreciation

  • The cost of long-lived assets with indefinite lives is not depreciated

  • Accumulated depreciation account shows the total amount of depreciation taken to date

Intangible Assets

  • Non-current assets that do not have physical substance and represent a privilege or a right held by the company

  • Examples

    • Patents, copyrights, trademarks, licenses

    • Goodwill: excess price paid on acquuisition of another company

  • Authorized if they not have an indefinite life

Current Liabilities

  • Obligations that are to be paid or settled within the coming or one operated cycle

  • Examples

    • Bank debt

    • Accounts payable

    • Unearned Revenue

    • Bankloans/Notes payable

    • Currents maturities of long-term debt

Non-Current Liabilities

  • Debts expected to be paid or settled after one year

  • Examples

    • Bank Loans/Notes Payable

    • Lease obligations

    • Pension and benefits obligations

Financing Activites

  • Obtaining and repayed funds to finance the operations of the business

Operating Activites

  • Operating activies are the main day to day acitivies of the business

Analysis-Using the finance statements

  • Specific tools can be used to analyze the financial statements

  • Ratio analysis expresses the relationships between selected financial statement data

  • Intracompany

    • 2 or more periods for the same company

  • Intercompany

    • Between the company and a competitor

  • Industry average comparsion

    • Based on averages for particular industires diffucult sometimes to assemble true industry

Liquidity Ratios

  • Measuring a company's short term ability to pay its obligations and to meet its unexpected needs for cash

  • Current Ratio = Current assets/Currents Liabilities

  • Working Capital = Currents assets-Currents Liabilties

  • Higher is generally better

Solvency Ratios

  • Measure a company's ability to survive over a long period of time

Profit bility Ratios

  • Basic Earnings per share = profit avaiable to common shareholds/ weighted average number of common shares

  • Return on equity= netincome/total owners quity

  • Reutrn on sales=Netincom/Sales revenue

Objective of reporting

  • To provide Financil info that is useful to exisint and potention invetors.

Qualitative characterisitcs of accounting info

  • Info has relevance if I makes a difference in suer's decisions may have predeictive value and confirmatory value

  • Materiallity is important:will info influence the decisions of users

  • Fiathful Represetation

    • Information should reflect economic reality it must complete, meutral and free form error

Enhancing qualities pf usefull info

  • Comparability

    • Users can ditify and understand and similarites and differences amoung titems

  • Verify

    • Inddent conssense that info is faithfully represented

  • Timelinss

    • Availabale before it loses its usefullnes

Cost Constraint

  • Ensures that the value of the info provided by finace reporting is greater than the cost of providing it

  • The benefits of reporting should justify the costs of provding the service

Going concern assumption

  • The business will continue operatingi in the future

  • The key assumption provides a foundation for accounting

  • Provides justifcation for using cost as the value of ctain assets

The Accounting Cycle

  • Anazlyze transaction docs

  • Record transactions in a journal

  • Transger entries from the journal to a ledger

  • Do a trail balance

  • Prepare Financal statemetns

  • Analyze the statements

International accounting standards

  • Memebers in over 80 countries

  • Gaol to elimate diffferences

Revenue Recog

  • Revenue recog

    • The formal recording and reporting of revenues in the statemetns once the earnings cycle is completed

  • Matching

    • Expenses will be matched with revenues to show net income for an accounting period

Budget

  • Adetailed plan of estimated recepts and exenditures for a futre period

  • A internal statement (one year)

Ethical Behaviour

  • For accounting info to have value preprarer must have high ehtical sntandards

    • Actions are legal and responsible

    • Consider organization's interests

  • Accontants, other prefessionals, and most companies have rules or codes of conduct to guide ethical behaviour

 


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